When Ken received his insurance policy, he discovered that the premium had been increased due to the blood pressure medication he was taking. What type of risk does Ken represent to the insurance company?

A. Uninsurable
B. Standard
C. Preferred
D. Substandard



Answer :

Final answer:

Ken represents a substandard risk due to his preexisting condition, making him riskier for the insurance company.


Explanation:

Ken represents a substandard risk to the insurance company. His premium was increased due to a preexisting condition, which indicates a higher likelihood of future claims. This makes him a riskier client for the insurance company.


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