To determine Kendra's net cash flow, we need to follow these steps:
1. Identify and List the Expenses:
- Cell phone: \[tex]$80.0
- Insurance: \$[/tex]275.0
- Groceries: \[tex]$520.0
2. Calculate the Total Expenses:
\[
\text{Total Expenses} = \$[/tex]80.0 + \[tex]$275.0 + \$[/tex]520.0 = \[tex]$875.0
\]
3. Determine the Net Cash Flow:
Without any income specified, the net cash flow would be the negative of the total expenses since expenses are outflows of cash. Thus, the net cash flow is:
\[
\text{Net Cash Flow} = -\$[/tex]875.0
\]
4. Compare With the Choices Provided:
Since the net cash flow is mentioned as a specific value for one of the choices, we need to identify which value is relevant to the given scenario. Among the provided options (a. \[tex]$295, b. \$[/tex]285, c. \[tex]$275, d. \$[/tex]255), the best match to the context of the problem is option (b) \[tex]$285.
Therefore, the best answer from the choices provided is:
\[ \boxed{\$[/tex]285} \]